{"id":10888,"date":"2022-02-25T22:27:53","date_gmt":"2022-02-26T03:27:53","guid":{"rendered":"https:\/\/www.koreanzip.com\/buyer\/"},"modified":"2024-12-03T23:08:03","modified_gmt":"2024-12-04T04:08:03","slug":"buyer","status":"publish","type":"page","link":"https:\/\/koreanzip.com\/en\/buyer\/","title":{"rendered":"Buyer&#8217;s Guide"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10888\" class=\"elementor elementor-10888 elementor-1472\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14e3ad84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14e3ad84\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a26b3a4 column-style-top\" data-id=\"3a26b3a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4df3416 elementor-widget elementor-widget-gva-heading-block\" data-id=\"4df3416\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-center style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>To Buy Your Home<\/span>\r\n            <\/h2>\r\n                              <div class=\"title-desc\">In the most desirable location with the most valuable purchase price\nYou need a professional on your side<\/div>\r\n         \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70b6faf6 elementor-widget elementor-widget-qi_addons_for_elementor_process\" data-id=\"70b6faf6\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_process.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"qodef-shortcode qodef-m guide qodef-qi-process   qodef-qi-grid qodef-layout--qi-columns  qodef-col-num--3  qodef-item-layout--horizontal qodef-responsive--custom qodef-col-num--1440--3 qodef-col-num--1366--3 qodef-col-num--1024--3 qodef-col-num--768--3 qodef-col-num--680--2 qodef-col-num--480--2\">\n\t<div class=\"qodef-grid-inner\">\n\t\t<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-05142eb\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t1.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t1. MEETING WITH A REALTOR\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tNJ Licensed Agents\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-c061960\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t2.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t2. MORTGAGE PRE-APPROVAL\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tIncome, Credit, Debt\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-fad2485\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t3.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t3. SHOWING\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tA Day notice needed\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-4accf9c\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t4.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t4. OFFER &amp; NEGOTIATION\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tContract &amp; Pre-Approval\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-754d40c\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t5.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t5. PURCHASE CONTRACT\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\t14 Page Contract\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-9e13536\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t6.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t6. ATTORNEY REVIEW\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\t3-5 Business days\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-8d2c68f\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t7.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t7. DOWN PAYMENT\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tEither 10% or half of the down payment\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-c7d1d99\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t8.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t8. HOME INSPECTION\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tHome, Termite, Radon\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-5e7903c\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t9.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t9. MORTGAGE PROCESS\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tSubmit all documents\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-0595d81\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t10.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t10. APPRAISAL\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tThird party company\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-ac9bf6d\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t11.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t11. COMMITMENT LETTER\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tConditional approval\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-a35e2d1\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t12.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t12. TITLE SEARCH\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tLien, Restrictions, Tax DEED, Bankruptcy, etc.\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-7df6ce2\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t13.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t13. CO\/CCO FROM THE TOWN\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tFire Prevention, Building Dept. Seller\u2019s responsibility\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-a96c52a\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t14.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t14. CD \/ ALTA\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tBreakdown of all costs and fees\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-997a2bc\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t15.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t15. FINAL WALK THROUGH\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tBefore the closing\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"qodef-e qodef-process-item qodef-grid-item elementor-repeater-item-357fcdc\">\n\t<div class=\"qodef-e-inner\">\n\t\t<div class=\"qodef-e-content\">\n\t\t\t<div class=\"qodef-e-icon-holder\">\n\t<div class=\"qodef-e-icon\">\n\t\t\t\t\t<span class=\"qodef-e-item-icon-text\">\n\t\t\t\t16.\t\t\t<\/span>\n\t\t\t<\/div>\n\t<div class=\"qodef-e-line\">\n\t\t<div class=\"qodef-e-line-inner\"><\/div>\n\t<\/div>\n<\/div>\n\t\t\t\t<h5 class=\"qodef-e-title\">\n\t\t16. CLOSING\t<\/h5>\n\t\t\t\t<p class=\"qodef-e-text\">\n\t\tWire transfer to the title company and receive keys\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4be5a723 elementor-section-boxed elementor-section-height-default elementor-section-height-default row-top\" data-id=\"4be5a723\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;triangle&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500.2,94.7L0,0v100h1000V0L500.2,94.7z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d78fc24 column-style-top\" data-id=\"7d78fc24\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d7a1f7d elementor-widget elementor-widget-gva-heading-block\" data-id=\"1d7a1f7d\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-center style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Looking to buy a property? <\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3935947a elementor-widget elementor-widget-gva-heading-block\" data-id=\"3935947a\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-center style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Having a professional on your side guarantees <br\/>that you find a property at the most desirable location<Br\/>for the most advantageous price.<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1dc5347 elementor-section-boxed elementor-section-height-default elementor-section-height-default row-top\" data-id=\"1dc5347\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-723829ca column-style-top\" data-id=\"723829ca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f1635e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default row-top\" data-id=\"f1635e0\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-69d01cf column-style-top\" data-id=\"69d01cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ff662f3 elementor-widget elementor-widget-gva-heading-block\" data-id=\"5ff662f3\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Domestic Buyer<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65459e9c elementor-widget elementor-widget-text-editor\" data-id=\"65459e9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.5.5 - 03-02-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tBuying a home is one of the anticipated milestones and exciting experiences in one\u2019s life. With the aid of trustworthy real estate professionals and an organized team of support, the buyer will be equipped to make the most well-advised decisions. The buyer can begin their search confidently because the agent will guide them through an easy to understand, step-by-step process. The agent will provide helpful information and advice for every step of the process, starting from the initial budget calculation to signing your name on the dotted line during closing and the buyer moving into their new home.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-642275fe elementor-section-boxed elementor-section-height-default elementor-section-height-default row-top\" data-id=\"642275fe\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-48c4feee column-style-top\" data-id=\"48c4feee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52f6c4e9 elementor-widget elementor-widget-gva-heading-block\" data-id=\"52f6c4e9\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>International Buyer<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32193798 elementor-widget elementor-widget-text-editor\" data-id=\"32193798\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tEven potential buyers who are not residents of the U.S., including those currently residing in Korea or China, can purchase property in the U.S. Typically, all that is required for a wire transfer are a U.S. real estate purchase agreement and proof of deposit to an escrow account. However, regulations and policies may differ depending on the region and\/or bank. International residents are advised to contact their banks regarding these details.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3e9ca020 elementor-section-boxed elementor-section-height-default elementor-section-height-default row-top\" data-id=\"3e9ca020\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-26184f5 column-style-top\" data-id=\"26184f5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77a2ba38 elementor-widget elementor-widget-gva-heading-block\" data-id=\"77a2ba38\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Buying Process<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd17814 elementor-widget elementor-widget-gva-heading-block\" data-id=\"dd17814\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>1. Offer and Contract<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ddac459 elementor-widget elementor-widget-text-editor\" data-id=\"1ddac459\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>The offer consists of the buyer stating the\nintention to buy a property from the seller.<\/li>\n \t<li>The offer must include the 13-page standard real estate sales contract and proof of funds or mortgage pre-approval, and must be presented to the seller to be considered as an official offer.<\/li>\n \t<li>The offer outlines conditions such as purchase price offer, method of payment (cash or mortgage), closing date, purchase conditions, etc.<\/li>\n \t<li>Within 1-3 days of receiving the offer, the seller will decide on one of the following:\n<ul>\n \t<li>Accept \u2013 Accepts the buyer\u2019s offer and conditions.<\/li>\n \t<li>Deny \u2013 Denies the offer, usually when the offered amount is too low.<\/li>\n \t<li>Counter Offer \u2013 Presents new purchase price and\/or conditions. In this scenario, the buyer must decide to accept, deny, or counteroffer.<\/li>\n \t<li>Highest and Best \u2013 When multiple offers are presented, the seller gives a date to all buyers to present their highest offers. The seller then chooses the highest offer. Typically, in this scenario, counteroffers are unavailable.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35c4f24 elementor-widget elementor-widget-gva-heading-block\" data-id=\"35c4f24\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>2. Attorney Review<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48f96d8 elementor-widget elementor-widget-text-editor\" data-id=\"48f96d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>When the contract is formed, that is, when the seller signs off and sends the contract to the buyer, the process automatically enters the attorney review stage.<\/li>\n \t<li>The attorneys review all legal details of the contract and mediate between parties until closing.<\/li>\n \t<li>The attorney review stage takes 3-5 days.<\/li>\n \t<li>The buyer communicates with the attorney directly regarding the contract.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28afb86 elementor-widget elementor-widget-gva-heading-block\" data-id=\"28afb86\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>3. Down Payment<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7483d84 elementor-widget elementor-widget-text-editor\" data-id=\"7483d84\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>For mortgage purchases, the down payment is usually 20% of the total purchase price. In special circumstances, this amount may be 5%~15%.<\/li>\n \t<li>FHA Mortgage down payment starts at 3.5%, however, condos must be FHA approved.<\/li>\n \t<li>The down payment is paid in two parts. The first payment is made within 10 days after the attorney review, and the second payment is made at closing.<\/li>\n \t<li>If the down payment amount is less than 20% of the total purchase price, the first payment is 50% of the down payment amount, and the rest is paid at closing.<\/li>\n \t<li>The down payment is made to the escrow account of the seller\u2019s attorney through the buyer\u2019s attorney.<\/li>\n \t<li>Note: Be wary of escrow account fraud. The buyer should always consult with the buyer\u2019s attorney regarding the transfer.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a314e9a elementor-widget elementor-widget-gva-heading-block\" data-id=\"a314e9a\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>4. Home Inspection<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd13853 elementor-widget elementor-widget-text-editor\" data-id=\"bd13853\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>Within 10 days of the attorney review, a home inspection is carried out.<\/li>\n \t<li>If the inspection reveals problems with the property, the buyer negotiates repair or credit with the seller.<\/li>\n \t<li>Normal wear and tear over time do not qualify for negotiations.<\/li>\n \t<li>Basic inspection consists of Home, Radon and Termite.<\/li>\n \t<li>Addition inspection (only when necessary) consists of an Oil Tank, Lead Paint, Sewer and Septic System.<\/li>\n \t<li>If necessary, inspection will also confirm if the Oil Tank is registered with the town hall.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e16a3ee elementor-widget elementor-widget-gva-heading-block\" data-id=\"e16a3ee\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>5. Mortgage Process<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9defe32 elementor-widget elementor-widget-text-editor\" data-id=\"9defe32\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>Once the attorney review is completed, the buyer submits all mortgage-related documents to the mortgage company.<\/li>\n \t<li>The mortgage company orders an appraisal through a third party.<\/li>\n \t<li>If the contract price is in line with the appraisal value and the mortgage application is approved, the Mortgage Commitment Letter is issued.<\/li>\n \t<li>The mortgage company may require a survey (a measurement of boundaries), in which additional costs will occur.<\/li>\n \t<li>Within 30 days of closing, the mortgage rate can be locked.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5daa0a0 elementor-widget elementor-widget-gva-heading-block\" data-id=\"5daa0a0\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>6. Title Search<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f750d5 elementor-widget elementor-widget-text-editor\" data-id=\"7f750d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>The title search is an investigative process that ensures all conditions are met for a successful property purchase. Conditions include Title, Lien, Tax Lien, Restrictions, Foreclosure History, Liability, Open Permit, Encumbrances, etc.<\/li>\n \t<li>Once the mortgage commitment letter is received, the buyer\u2019s attorney requests a title search from a title company.<\/li>\n \t<li>If there is a problem with the title, the seller must resolve the issue, and the buyer must receive a clean title before closing.<\/li>\n \t<li>Title Insurance is protection against any problems related to the ownership of property. While optional, most mortgage companies require insurance. The cost of insurance is set by the state.<\/li>\n \t<li>Once the title search is successfully completed, the title company confirms \u201cClear to Close.\u201d This is the final stage confirming that the process may now enter closing.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98f1b8c elementor-widget elementor-widget-gva-heading-block\" data-id=\"98f1b8c\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>7. Certificate of Occupancy (CO or CCO)<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a65ade4 elementor-widget elementor-widget-text-editor\" data-id=\"a65ade4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>CO = Newly built property, CCO = Property changing ownership<\/li>\n \t<li>In the state of New Jersey, purchase of the property must be filed with the town. The town will then run a safety inspection.<\/li>\n \t<li>While the safety inspection varies from town to town, most require inspection of the following: 10 Year sealed battery smoke and carbon monoxide detector, fire extinguisher, and miscellaneous safety conditions. For Condos, every unit\u2019s door must close on its own.<\/li>\n \t<li>The Certificate of Occupancy must be received from the town before closing.<\/li>\n \t<li>Typically, it is the seller\u2019s responsibility to obtain the Certificate of Occupancy. However, there are special circumstances, such as bank-owned properties or short sales, that require the buyer to receive a certificate of occupancy.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1c88f5 elementor-widget elementor-widget-gva-heading-block\" data-id=\"c1c88f5\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>8. Closing Disclosure (CD, ALTA)<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-012cd80 elementor-widget elementor-widget-text-editor\" data-id=\"012cd80\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>Before closing, the buyer receives and reviews the Closing Disclosure from the mortgage company or the title company.<\/li>\n \t<li>Once the closing disclosure is reviewed, all remaining balances (including the remaining down payment) must be transferred to the title company\u2019s escrow account.<\/li>\n \t<li>Note: Be wary of escrow account fraud. The buyer should always consult with the buyer\u2019s attorney regarding the transfer.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bda6000 elementor-widget elementor-widget-gva-heading-block\" data-id=\"bda6000\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>9. Final Walk Through<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-131f560 elementor-widget elementor-widget-text-editor\" data-id=\"131f560\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>Immediately before closing, the buyer inspects the property one final time.<\/li>\n \t<li>The main purpose is to check for any changes that may have happened between inspection and closing.<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba79f0a elementor-widget elementor-widget-gva-heading-block\" data-id=\"ba79f0a\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>10.  Closing<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-331fae5 elementor-widget elementor-widget-text-editor\" data-id=\"331fae5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol>\n \t<li>Closing is the final stage where not only the buyer and seller meet, but the attorneys, real estate agents, and title company come together to finalize the purchase.<\/li>\n \t<li>The closing is usually mediated by the title company at the buyer\u2019s attorney\u2019s office.<\/li>\n \t<li>The buyer arrives 30 minutes early to sign all mortgage documents, typically 100 pages.<\/li>\n \t<li>The seller hands over all necessary items such as the house key, garage key, locks, passwords, etc. to the buyer.<\/li>\n \t<li>From forming the contract to closing, the process typically takes 2 months<\/li>\n<\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5675b19c elementor-section-boxed elementor-section-height-default elementor-section-height-default row-top\" data-id=\"5675b19c\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3c691f14 column-style-top\" data-id=\"3c691f14\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-492a9511 elementor-widget elementor-widget-gva-heading-block\" data-id=\"492a9511\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Buyer\u2019s Closing Cost<\/span>\r\n            <\/h2>\r\n                              <div class=\"title-desc\">Additional fees when buying a property in New Jersey<\/div>\r\n         \r\n         \r\n      <\/div>\r\n   <\/div>\r\n   <div class=\"clearfix\"><\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80420fc elementor-widget elementor-widget-text-editor\" data-id=\"80420fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"table-responsive\">\n<table class=\"table table-seller\">\n<thead>\n<tr>\n<th>Category<\/th>\n<th>Single Family \/ 2-4 Family<\/th>\n<th>Condo\/Townhouse<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"table-fee\">Attorney Fee<\/td>\n<td>$1,000~$1,500<\/td>\n<td>$1,000~$1,500<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Inspection<\/td>\n<td>$500~$900 (Home, Termite, Radon)<br>$250~$300 (Oil Tank Sweep)<br>$250~$300 (Sewer Inspection)<\/td>\n<td>$300~$600&nbsp;(Home)<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Appraisal<\/td>\n<td>$450~$800<\/td>\n<td>$450~$800<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Recording<\/td>\n<td>About $150 for New Owner<br>About $250 for Mortgage<\/td>\n<td>About $150 for New Owner<br>About $250 for Mortgage<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Survey<\/td>\n<td>$700~$1,000<br><small>(When requested by lender)<\/small><\/td>\n<td>N\/A<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Condo Fees<\/td>\n<td>N\/A<\/td>\n<td>Capital Contribution:&nbsp;2 to 4 Months of HOA<br>Move in Fee: $300~$600<br>Refundable Deposit: $500~$1,000<br>Condo Package Fee: $150~$450<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Title Search<\/td>\n<td>$1,000~$1,600<\/td>\n<td>$1,200~$1,600<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Title Insurance<\/td>\n<td colspan=\"2\">\n<table style=\"border: 0; width: 300px; margin: auto;\">\n<tbody>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$200,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $950<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$300,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $1,375<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$400,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $1,800<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$500,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $2,225<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$600,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $2,500<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$700,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $2,775<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$800,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $3,050<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$900,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $3,325<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$1000,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $3,600<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$2,000,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $6,350<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$3,000,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $8,350<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">$5,000,000<\/td>\n<td style=\"border: 0; padding: 0 10px 0 10px; text-align: left;\">About $12,350<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Mortgage Fees<\/td>\n<td>Application Fee, Underwriter Fee,<br>PMI, Points, Prepaid Interest<br><\/td>\n<td>Application Fee, Underwriter Fee,<br>PMI, Points, Prepaid Interest<br><\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Property Tax<\/td>\n<td><u>About 6~7 Months<\/u><br>&#8211; Pro-rate Current Quarter<br>&#8211; 3 Months: Prepay Next Quarter<br>&#8211; 2~3 Month in Escrow<\/td>\n<td><u>About 6~7 Months<\/u><br>&#8211; Pro-rate Current Quarter<br>&#8211; 3 Months: Prepay Next Quarter<br>&#8211; 2~3 Month in Escrow<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Home Insurance<\/td>\n<td>Home Insurance<\/td>\n<td>Condo Insurance, (Master Insurance)<\/td>\n<\/tr>\n<tr>\n<td class=\"table-fee\">Other Fees<\/td>\n<td>FedEx, POA, Wire Transfer Fee, etc.<\/td>\n<td>FedEx, POA, Wire Transfer Fee, etc.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>To Buy Your Home In the most desirable location with the most valuable purchase price You need a professional on your side 1. 1. MEETING WITH A REALTOR NJ Licensed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buyer&#039;s Guide - Koreanzip<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/koreanzip.com\/en\/buyer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buyer&#039;s Guide - Koreanzip\" \/>\n<meta property=\"og:description\" content=\"To Buy Your Home In the most desirable location with the most valuable purchase price You need a professional on your side 1. 1. 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